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Wirral

Wirral

Money

You might be interested in the following money information

Advocacy in Wirral - Money Advice Project

Address: 72 - 74 Woodside Business Park, Shore Road, Birkenhead, CH41 1EL Telephone: 0151 650 1530 Overview Advocacy in Wirral provides advice, support and representation to potential clients via Advice Points’ located in accessible places around Wirral. The Money Advice Project deals with a range of cases from one single debt through to representation at bankruptcy. Services Provided The Money Advice Project is led by Liz McTear, who has significant experience dealing with debt problems. Her role is to advise and support people who - for whatever reason - find themselves in financial difficulty. Early intervention can help stop those unwanted telephone calls. The cases dealt with range from one single debt through to representation at bankruptcy. The Advocacy in Wirral team also liaise with creditors and make arrangements for debt repayments which are affordable to clients. Eligibility Criteria This service is open to people with mental health problems from all areas of Wirral, whether they are in employment or in receipt of benefits. Additional Information Opening Hours: Monday to Friday 9am - 5pm

Ask Us Wirral

Four local voluntary agencies have come together to deliver a new Information and Advice Service for Wirral. Funded by Wirral Council and Wirral Clinical Commissioning group, the new service ‘Ask Us Wirral’ is being delivered in partnership by Citizens Advice Wirral, Age UK Wirral, Wirral Change and Wirral Mencap. If you are aged 18+, living in or caring for someone in Wirral, and are looking for free and impartial information and advice on a range of social care and wellbeing issues, our specialist Advice 4 All advisors are here to help you. Some of the issues we can help you with: • housing options, repairs and adaptations • benefits and pensions • help and care at home • transport • care homes • education and learning • local services We have a series of free factsheets on issues facing you in your life - download them using the link below or contact us and we will post them out to you. Ask for details about our free legal advice clinics and our free independent financial advice surgeries. Working as part of the Advice 4 All partnership, we offer a telephone helpline and drop in service. Call us today on 0300 33 00 111 (Subject to staffing levels)

Involve Northwest

At Involve Northwest, we have an established independent advice team, who can provide free advice on a wide range of issues, including welfare benefits, tax credits, help with fuel bills, housing issues and assistance with completing application forms. Our advisors hold drop-in sessions across the Wirral, as well as arranged appointments at Royal Standard House in Rock Ferry. For more information on our services, or to find out where you can see an advisor, please call us on 0151 644 1100 or on our Freephone number 0300 330 0011. Address: 225 Church Road, Tranmere, Wirral, CH42 0LD Phone: 0151 6441100, free phone Advice Line - 0300 330 0011 or for out of hours emergency, call 07580 314870 Email: cath@involvenorthwest.org.uk Website: www.involvenorthwest.org.uk

Liverpool Citizens Advice Partnership – Financial Capability Hub

A free service offering practical help and advice on money matters has been made available to residents on the Wirral. The Financial Capability Hub from Liverpool Citizens Advice Partnership works with housing associations, registered social landlords, pre-tenancy housing support agencies, Citizens Advice Bureaux and other advice agencies across Liverpool to support tenants with managing their money. Now, from 14 March, a Financial Capability Advisor will be available at Citizens Advice Wirral every other week – in Wallasey on Tuesdays and Birkenhead on Wednesdays. The Financial Capability Advisor, who is fully trained in understanding personal finance, will be on hand to offer free and impartial advice on: • Opening Bank, Credit Union or Building Society accounts • Budgeting, priority and non-priority expenditure and maximising your income • Meeting essential expenditure such as rent, council tax, gas, electric, water, phone & broadband, TV licence, insurances, food, furniture • Setting up direct debits and standing orders e.g. to pay rent • Using online comparison websites to get a better deal on fuel, telecoms, etc. • How to use an online benefits calculator to check entitlement and basic help with claims • Help with reading meters and understanding bill formats • Additional signposting where required to CAB advisors or other supporting agencies For more information, please call us on 0300 555 0131 or contact Liverpool Citizens Advice Partnership.

Magenta Living

We can provide you with specialist welfare benefit advice. We want to help you maximise your income and benefit entitlement, and ensure you are in a good position to pay your rent, charges and bills. If you are worried about Welfare & Benefits Advice paying your bills, please Contact Us. We have staff who are here to help you to - • Manage your budget • Reduce your debts • Apply for grants or funding • Reduce your bills • Open a bank or Post • Office account.

Recovery Wirral

The Money Advice Project (MAP) provides free, confidential information, advice and guidance in regards to debt and money management. The aim is to alleviate poverty by assisting those in the Wirral community struggling with debt, to manage and maximise their income. In addition, to remove and reduce the negative impact debt has on the mental health, whilst increasing their wellbeing. They have developed a partnership between 5 of the largest social landlords in Wirral to provide their service to their tenants. MAP recognises that due to the current economic climate, people from all areas of Wirral are losing their jobs and need more than ever financial/budgeting advice. In the last year they have supported over 498 tenants with over £3.8 million of debt and liaised over £199k worth of rent arrears. MAP has recently launched their service for carers, with particular reference to identify those who are not currently registered as a carer. Services Include: Supporting clients to identify the correct solution for their debts and liaising with landlords on their behalf. MAP also supports the client to complete a budget for the future. Main Resources Onsite: You can access the MAP service if you are a tenant of any of the following Beechwood Ballantyne, Leasowe Community Homes, Magenta Living, Riverside & Wirral Methodist Housing Additional Services: The Money Advice Project also holds drop in sessions at Leasowe Development Trust on Thursdays from 9:30 am until 12:00 pm and Beechwood Ballantyne on Mondays from 9:30 am to 12:00 pm. 61 Hamilton Square, Birkenhead. CH41 5AT 0151 647 4353 Opening Times Mon to Fri 9:00 – 17:00 Email admin@moneyadviceproject.org.uk

Wirral Credit Union

• Head Office: 403 Poulton Road, Wallasey, Wirral, CH44 4DF • Telephone: 0151 638 4332 A non-profit-making money cooperative whose members can borrow from pooled deposits at low interest rates

Information last updated 13 June 2017

National information

Bank safely online

Get advice on online banking and how to spot scams. This site reassures you about security measures in place and recommends care and vigilance.

Citizens Advice

Useful advice on a range of issues and there FAQs and Fact sheet sections on Consumer and Debt and money matters. You can find out what best to do in a number of difficult situations. 

Income tax

All you need to know from GOV.UK rates and allowances, relief and refund.

Money advice service

This is a free, unbiased and independent service offering wide-ranging financial advice. You can use the Tools section for handy video and print guides, as well as to carry out a money health check or set out a budget plan.

Money saving expert

A consumer advice site, fronted by Martin Lewis, which is up-to-date, covers a wide range of areas, e.g. banks, cards, shopping, insurance. You may benefit from offers updated almost daily and you can sign up for a weekly e-mail service.

National Debtline

This debt advice charity provides confidential free impartial advice on managing debt and personal budgeting. Use the My Money Steps tool to view the useful and reassuring introductory video and a range of FAQs.

Pensions advisory service

You can find a wealth of information about pensions, including Voluntary National Insurance contributions and a Pensions timeline.